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Uncategorized New Mortgage Rules December 15 = More Affordability for Buyers Big Affordability Change for Buyers What is the new amount of mortgage down payment needed to purchase a home starting December 15 2024? Instead of $300,000 it is now possibly just $150,000 if the home price is $1.5m   The value of the eligible residential property against which the loan is secured must be less than […]
Financing CMHC new PROGRAMS offer Financing for Home Upgrades to add more units and New Construction Flexible Financing for Home Upgrades and New Construction CMHC Improvement is for homebuyers purchasing an existing home that requires some work or building a new home from the ground up. The product offers insured financing up to 95% of the “as-improved” value for 1- or 2-unit owner-occupied properties, and up to 90% for 3- or […]
Commercial Real Estate Spectacular Investment with Flexible Potential for Live-Work or Multiple Units. Commercial Main Floor Retail Space that uses the 2nd Floor as Office Studio  & Warehouse & Storage plus finished Lower Basement Level with Storage & Staff Room and 2 Baths & Utilities Sink & Closet. The RESIDENTIAL is located on a fully Finished 3rd & 4th Floor with 800 Sq Ft Rooftop Deck. A Gorgeous […]
Uncategorized Incredible Price Drop! $199,000 for this Commercial Condo w/ Garage Space in Downtown Cobourg !!Superb Price!! for this compact but turnkey & easy on the Overhead Retail or Office Space! A Commercial Condo with Garage Space Downtown for $199,000! Investment INCLUDES a coveted Surface Garage Space in the back courtyard. A Chance to get a Prime Retail Storefront in busy, growing & popular destination Downtown Cobourg Tourist & Anchor […]
Fall ’24 Summary of Key Developments in the Real Estate Market I want to provide a summary of the key developments in the real estate market and the general changes in the investment and economic scene in Canada and the US from the past week. I receive inquiries from individuals who are either uninformed about the current real estate market conditions or are relying on outdated […]
Uncategorized Cobourg New Build Topsoil/Sod and Sidewalk Installation happening !! BIG NEW BUILD ANNOUNCEMENT: Topsoil & Sod for lawn and Sidewalk Installation is happening by end of April 2024 ~ very soon ~ per builder letter/update just received! That will make your move in to the shiny new home even more beautiful!This BRAND NEW Tribute Home is vacant and ready for your new dream lifestyle […]
Uncategorized PRICE REDUCED 4 UNIT FIXER-UPPER INVESTMENT PROPERTY MLS®#X7401664  $699,000  221 WALTON ST PORT HOPE ON 4-Unit Legal Income Property! Historic Brick Character in Architecturally-rich Port Hope. Jump start your retirement plan. Begin or add to investment portfolio. Tenanted 3512 sq ft circa 1880s property with Charm, Covered Front Porch detail work. Addition in back looks to Ravine & forest. NEEDS RENO. ROOM […]
Uncategorized UPDATE RE COBOURG TRAILS NEW BUILDS. GRASS SIDEWALKS AND PAVING GOING IN APRIL!! Please see attached information from the builder regarding the grass installation and sidewalks and paving starting in April! This is great news!!  My listing photos have the “virtual grass” to show how it will look for now but it will be getting all the finishing touches in April! So lovely to know — it will […]
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Good Friday Working on a Good Friday as I have to get some listings up on MLS® It goes against the grain of my Catholic upbringing but at least I am hearing the Good Friday Church bells through the open window and the birds chirping gently. It is still cold and a little dark but it always […]
SOLD! Classic 1962 2-Storey Beach House now SOLD FIRM! I was thrilled to get a call to work for the seller who I have known for a long time as a very successful Real Estate Broker and former Town Councilor for the Town of Cobourg. This legacy home was always an icon for me. I walked or rode my bicycle for years past this […]
Uncategorized Check out my Spring Market Listings! So many choices. Investment Property, Condos, Vacant Land, Homes, For Sale or Rent options too! Photo Collage of some of my listings! Investment 12 units! Mixed-Use Commercial & Residential $3m list price 33-39 King St E Colborne ON Triplex Residential $849k list price at 660 William St Cobourg Historic Home 4-plex Residential $800k list price 221 Walton St Port Hope Residential Condo central Cobourg W/ glass door to patio & […]
Keeping it Moving ~ Winning Awards I received a Centurion®️Award 🏆 from Century 21 Canada for last year’s achievements!!! 🙏Thankful to all clients for placing their trust and confidence in my services. It’s been a pleasure to be part of your important goals. Overwhelmed and appreciative beyond words. The Award is a strong symbol representing extensive work. Last year it was […]
Uncategorized LEGAL TRIPLEX IN COBOURG 5.9% CAP RATE FOR SALE! 1 UNIT IS VACANT! BUYER CAN OCCUPY LEGAL TRIPLEX 5.9% CAP RATE In COBOURG 1 UNIT VACANT! $849,000 LIST PRICE LOCATED AT  660 William St Cobourg TRIPLEX INVESTMENT Click the Link below to view more photos and information for this awesome Investment Property!  MLS®X7352564  https://listings.insideoutmedia.ca/sites/660-william-st-cobourg-on-k9a-3a5-7215159/branded Legal Triplex! Investment Property set-back from the road. Superb layout provides Tenants privacy & direct entrances each […]
Uncategorized 51 Acres with outbuildings including Geodesic Dome, Greenhouse and Barn! Click the link to view the tour for this 51 Acre property! https://listings.insideoutmedia.ca/sites/6496-old-highway-2-shannonville-on-k0k-3a0-7283276/branded 6496 OLD HWY 2 Tyendinaga, Ontario K0K3A0 MLS® Number: X7361908  $553,000 JUST REDUCED! Remarkable Retreat-like Property in a tranquil setting spanning 51 Acres of land w/ 2 Road Frontages. Located close to the Salmon River, Bay of Quinte & just 15mins to Urban amenities […]
Uncategorized EARLY DAYS BEFORE SPRING MARKET & TRREB® MARKET STATS DECEMBER 2023 Hello & Happy 2024 to anyone who happens to be interested in the market enough to read my blog post : ) Wishing you the best of all things and especially your health and peace in 2024. Protect this with all you can and the rest of your goals are likely to fall into place. […]
Uncategorized HAPPY NEW YEAR 2024 TO ALL! HAVE A HEALTHY, JOYFUL & SUCCESSFUL 2024 IN ALL YOUR ENDEAVOURS! PEACE & COMFORT WISHES TO ALL IN THE COMING NEW YEAR.  A CHEERS TO THE RINGING IN OF THE NEW YEAR A PAUSE TO APPRECIATE THE PAST & ALL GOOD THINGS WE WERE LUCKY TO HAVE EXPERIENCED!
Uncategorized Classic Brick Bungalow on a 76 ft x 200 ft Lot in a Tree-Surrounded Parklike Setting OFFER DATE:  We are presenting offers, if any, Wed Sep 27th 1pm to be registered by 11am please *** Click the link below to view the tour, arial photos and floor plans and get more information on this NEW LISTING. Call to have a private tour Denise 289-251-2190 or Come to my Open House Sun […]
Uncategorized Ahoy! Astute Investors! Steps toBeach/Lakefront/Marina 4 Mixed-Use, Multi-Unit Historic Buildings. https://listings.insideoutmedia.ca/v2/47-king-st-w-cobourg-on-k9a-2m1-3668567/branded This development Project is beginning in April! We will be launching the Commercial lease units asap – check back soon for the 4 Commercial Units or call to discuss pricing and timelines for completion. Ahoy! Astute Investors. Steps To The Lakefront & A Marina Known As The Gem Of Lake Ontario. Approved For 9 […]
WELL-REDUCED PRICE! CONTEMPORARY RAISED BUNGALOW. 1 ACRE GRAFTON You will fall in love with this beautiful and stylish raised bungalow in a very peaceful setting. Forest Bathing on your own land on ALEK’s Acre! Very well upgraded interior and well finished on both levels.  Quiet road yet 5 Mins to 401. Granite, Built in Cabinetry, Hardwood, Many windows and walkout from Open Concept […]
Uncategorized Urban Containment vs Bill 23 Another perspective on Bill 23 is in the article I am sharing. Thoughts? Read the article linked below this post. The lack of affordable housing in Southern Ontario is a major problem and a hot Real Estate topic. It is so important we discuss and hear each others opinions and find solutions…so I am sharing […]

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